Choose your calculator
Start with the cash flow: are you borrowing once, investing a lump sum, or adding money every month? Matching that pattern matters more than choosing the calculator with the largest projected result.
Calculate monthly loan EMI and interest
Calculate compound interest on investments
Calculate returns on systematic investments
Estimate loan payments, interest, and total cost
Estimate fixed deposit maturity and interest
Project recurring deposit maturity value
Project Public Provident Fund growth
Estimate employee provident fund corpus
Project an inflation-adjusted retirement corpus
Estimate future cost and purchasing power
Project NPS corpus, lump sum, and pension
Calculate simple interest and final amount
EMI shows monthly payments and an amortization schedule; Loan gives a compact total. Use the same amount and rate when comparing tenures, and compare interest as well as the monthly payment. Neither currently models a mid-loan prepayment.
FD models one cumulative deposit. RD models fixed monthly deposits. SIP supports annual step-up and beginning-of-month contributions; Compound Interest supports a starting balance and month-end additions. Their timing conventions differ.
Use Inflation to express a future amount in purchasing-power terms. A quoted nominal rate, effective annual yield and market-return assumption are different inputs. Product rates, fees, taxes and risks need a separate check against the provider terms.
Guide updated .