Take-home pay tool

Salary Calculator

Estimate annual and monthly take-home pay using your effective tax and payroll deduction percentages.

Effective tax rate10%
Other deductions5%

Use an estimated combined percentage for PF, insurance, professional tax, and other payroll deductions.

Salary result

Estimated take-home pay

Your take-home estimate will appear here

Salary guide

Understand your take-home pay

Gross income

Base salary + annual bonus

Total deductions

Gross × (tax% + deduction%)

Net salary

Gross income − total deductions

Frequently asked questions

What is gross salary?

Gross salary is total earnings before tax and other deductions. In this calculator it includes base salary and annual bonus.

What is net or take-home salary?

Net salary is the estimated amount remaining after the entered tax and deduction percentages are subtracted from gross earnings.

Does this calculate official income tax?

No. It uses the effective tax percentage you enter and does not apply government tax slabs, exemptions, cess, or jurisdiction-specific rules.

What can other deductions include?

They may include provident fund, insurance, retirement contributions, professional tax, or employer-specific payroll deductions.

Why can an actual payslip differ?

Payroll timing, variable pay, reimbursements, benefits, tax declarations, rounding, and statutory rules can change actual take-home pay.

This calculator provides an estimate and is not tax, payroll, or financial advice. Use your payslip or consult a qualified professional for official figures.